Well I just graduated airborne school and I'm getting hooked up with the 173rd in Italy and currently have a local bank account and was considering switching to USAA and was wondering if that would be my best bet being that ill be doing a 2 yr tour in italy. I was also wondering how to change the army's direct deposit from my old bank to start direct depositing into my new USAA account?? Thank you for any and all your advice!
Military - 7 Answers
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1 :
The America is Broke bank
2 :
seriously u got that straight from osut?? usaa is great...
3 :
hooked up?! assigned is the military term! Why not open a local bank account at Camp Darby?! Go to finance to set up your direct deposits! www.usag.livorno.army.mil/ -
4 :
I am a retired LTC and have been a member of USAA since I was a cadet in ROTC in 1973. I retired in 1996 and have remained a loyal member. Go with USAA, call them if necessary and they will assist you in filling out the paper work for switching from your current bank to USAA. Lucky you...Italy... all I got was Germany and Korea...actually, loved 'em both....
5 :
I agree with you, they would definitely be a top choice for you. They work with military overseas every day, so the process for you will be smooth. Plus, it's an organization that's dedicated to military and their families. They'll walk you through what paperwork you need in place if you want your loved ones to help run your accounts or pay your bills, they'll make sure you have sufficient life insurance coverage, etc. There's no commercial bank that I've seen, that actually cares as much about it's clients. Call them, set up the account with them, then they'll tell you how to switch over the direct deposit. I think that you fill out some form on your end with the new account number, but call them and they'll walk you through. Besides USAA, the only one I can think of is Bank of America. They have military banking, and they have presence in most developed countries (although not branches, mostly ATMs of their partner banks). Still, they aren't as good for what you're looking for, and their military banking is run on a completely different system, so when you walk into an actual branch, they can do very little for you other than make a deposit. Go with USAA and never look back. They are solid.
6 :
USAA is a great bank. I strongly recommend it. Good luck in Italy!...Lucky! lol
7 :
USAA is good for people in the military but this can be a problem for you if you are going to be doing separate deposits other than the direct deposit you have. You either have to mail it in which can take up to 2 weeks to go through as you are overseas or you can do the online scan deposit. But the later requires you to have either a credit card, a line of credit, a loan or insurance through them. You will pay ATM fees but it will be refunded up to a certain amount each month except for hte international transaction fee Check to see if there is a local bank/credit union on the base/post for doing deposits like that so you have immediate access to it. Plus it is good to take out cash that way and then do it through the money exchange to get a better rate without the fees. You could do both the USAA and the post bank. It can take up to 45 days for the deposits to go through so you should keep your old bank until you have them for awhile. And make sure you have changed all banking information because if you don't then travel pay, bonus, etc.. can always go to the old account.
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